Mobile Wallet Platform
The TelKash Mobile Wallet Platform has been designated to meet the fundamental business needs of Mobile Money, Branchless and Pure Online Banking.
The Digital Wallet allows to store all forms of value centrally, and to spend that value in multiple shops on- and off-line. The Wallet provides a convenient means of storing all forms of value, starting with credit- /debitcard details and uploaded value, extending to tickets, coupons, loyalty points, vouchers, airtime.
Once stored centrally, the Wallet allows for “smart spending” based on the customer’s preferences (credit card vs. debit card, loyalty points, installments etc). In combination with card attached, the Wallet can be used at multiple on- and off-line stores
Connect to all your existing Customers. Automatically create accounts and load them up to your Mobile Wallet at once.
Mobile Wallet Management
TelKash manages mobile wallet accounts for individuals, agents, and merchants. Float and Mirror accounts are maintained internally or with a bank conforming to regulatory requirements.
Use your Wallet for Money Transfers, Payments, Cash-in/Cash-outs, Wallet-to-Bank transactions, Wallet to Card transactions etc.
Link up one or more Prepaid or Credit Cards to your Wallet Account. Order a Prepaid Card directly from your Mobile Wallet. Transfer Money from Card to Card. View Transaction History on each Card.
Send and Recieve Money from Friends and Families worldwide at highly competitive fees and rates. Available 24/7 directly at your finger tips, use your Mobile Wallet to remit money to 250 countries.
Individuals can use the mobile wallet and other payment instruments associated with the mobile wallet to pay merchants and purchase products. They can share bills among themselves.
Airtime Top-Up & Transfers
Send and Track Airtime credits to any Mobile. Simply choose the country you want to send to, enter the number of your recipient, and how much you want to send, then using your Wallet.
Businesses interested in offering bill payment are registered as billers and have an option to present bills in bulk. Mobile wallet users can register for bills, register payment arrangements, schedule payments, and pay bills anytime anywhere.
Digital Wallet allows individuals to replicate their physical wallet holding cash; other payment cards as well as link their bank accounts for transferring money. Linked Cards to the Wallet allows purchases at the POS and cash withdrawals from ATMs.